Making a water damage claim
As a homeowner, you’re required to purchase property insurance that covers your residence from certain types of damages and losses. Most homeowners’ insurance policies cover certain types of water damage, including the following:
Backup of sewer
Sudden or accidental discharge
Overflow
Certain types of weather-related damage
Most policies don’t include coverage for gradual water damage such as that of a leaky pipe or infiltration through a faulty roof or window. Regular maintenance checks and repairs in your home can help you avoid having to file a claim for damage. If your claim is rejected, it’s important to find out whether the claims adjuster, a contractor or other insurance rep is doing so and why. Contact us for a complete cleanup and restoration following water damage, sudden or gradual.